Practical guidance on debt, bankruptcy, and the financial decisions that matter most. Written by OVLG attorneys.
If you fail to pay your bills, a creditor or debt collector may begin legal proceedings against you. Just in order to collect the unpaid debt, a debt collector may sue you in court. Again, if disputes are supposed to solve through arbitration as per your credit contract, debt collectors can even begin that process to try to collect the debt. In arbitration, both ...
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Being a single parent often feels like handling 20 things at the same time. You have so many things too look after – taking your kids to school, cooking meals at home, completing all the projects within deadline, narrating fairy tales to your kids at night, etc. Thousand things are running in your mind at the same time.
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So many things have been said about debt in the world of web. Amidst the plethora of criticisms, one fact remains undeniable and that is debt transforms a student to a man. In the first stage, debt transforms a student to a confident man by giving him education, credit cards and home. In the second stage, debt destroys the confidence and produces a stressful man by ...
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Initially, your Social Security Number (SSN) was used by Uncle Sam to track your income and retirement benefits. But, over the years, this number has become a part o your personal identity. Your name and SSN are enough to get vital personal information about you. If any dishonest person get hold of your SSN, then he can create multiple credit accounts in your name ...
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'Save more money to win’ is an amazing idea for inspiring people about saving money. The idea was supported by Sen. Jerry Moran, a Kansas Republican, and U.S. Rep. Tom Cotton, an Arkansas Republican. They proposed the American Savings Promotion Act, a bipartisan bill in October 2013. The goal of this Act was interestingly explained in the bill. The actual purpose of ...
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Residents who waste water on lawns, car washing, landscapes, running fountains, etc, would have to pay a fine of $500 in California. This new law has been passed by the California water regulators after it was found in a recent report that water consumption has increased amidst the worst drought seen in almost 4 decades. The state water regulators voted on July 15, ...
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In 2014, the Federal government, State government, insurance providers, employers, and individuals have started to shoulder the burden of health insurance coverage under the Affordable Care Act, or Obamacare. A lot of people have already got themselves insured under suitable health insurance policies known as the minimum essential coverage and hence, don’t ...
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The rules of the game has changed. Only time will tell whether it did for good or for bad as the news of a sharp increase in interest rates applied on student loans begin to sink in on the masses. The cost of higher education has finally risen once again, thanks to the antics of the White House and the country’s lawmakers. Students, who’s batting in your favor ...
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